Iowa Core Curriculum - ..Financial Literacy

Please select a Grade Span

Thanks for visiting the Iowa Department of Education's Iowa Core Curriculum website! Here are a few tips about the site and how to make your visit easier.

Left-hand Side: Navigation
One way users can navigate the site is by using the menu on the left side of the page. This menu includes the five content areas (literacy, mathematics, science, social studies and 21st century skills) included in the Iowa Core Curriculum.

Select a content area from the menu on the left side of the page.
Select a choice from the second level of navigation, which will automatically appear.
Choose a "grade " or "grade span" to see the specific results for that "grade" or "grade span."

The essential concepts and skills of the Iowa Core Curriculum are presented in grade spans, while the content standards and performance standards are listed for selected individual grades. Only the "grades" or "grade spans" where information is available will be listed in the dropdown menu on the left side of the page. Once a "grade" or grade span" is selected the results of the request will be listed in the center of the page.

If the resulting items have additional details available an icon will appear next to the items in the list. Click on the icon to reveal the details for individual items listed or select "View All" to see all of the details for the whole list. It is also possible to "Collapse All" the list items.

The site also provides breadcrumb navigation at the top of the central area of each page. The purpose of the breadcrumb is to show how pages are categorized on the site allowing users to retrace their steps.

Right-hand Side: Search
The right side of the page is devoted to searching the site content in a way the user determines. The content of the site can be searched in one of two ways

a combination of content areas, disciplines, and grades or
keyword(s).

The content filter and the keyword search functions work independent of each other. Users cannot use the two ways of searching the site at the same time. If a user enters any information into the keyword search box it will disable the content filter fields. To re-enable the user needs to delete the content in the keyword text field.

Printing

To print individual pages of the site, select the print button located in the upper right side of the page.
For the content areas of literacy, mathematics, and science, a complete document containing all of the information is available by clicking the download button in the upper right side of the page. Documents for social studies and 21st century skills will be added as they become available.

Questions about the Iowa Core Curriculum
Use the Contact Us link at the bottom of the page for a listing of Department and AEA contacts working with the Iowa Core Curriculum.

Website Feedback
Use the Website Feedback link at the bottom of the page to provide feedback or report problems experienced fining information on the Iowa Core Curriculum website.

Still need help?
Email Lisa Albers at lisa.albers@iowa.gov for additional help.

Search:

Content Areas:

Discipline:

Grade:

Keyword(s):

Home

21st Century Skills

Financial Literacy

Financial literacy is closely connected to an individual’s emotional, personal, social, economic, and employment success. An individual needs to understand the basics of money management, and use financial resources appropriately to function well in society at a personal, professional, business and community level. In a broader sense, students need to identify and discuss significant economic issues, important to society and to the world. They should practice examining the consequences of change in economic conditions and public policies. (The enGauge 21st Century Skills, 2003)

As society changes, the skills needed to deal with the complexities of life also change. The meaning of skills like financial literacy may change to reflect context, or current realities. Financial literacy, however, is about empowerment, the ability “…to access, manage, integrate, evaluate, and create information in order to function in a knowledge society…” (ICT Literacy Panel, 2002)

The vision articulated by the Iowa Core Curriculum 21st Century Skills Committee states: Each student in Iowa’s schools will learn financial literacy concepts, enabling them to succeed in a complex global environment. The essential concepts and skill sets for financial literacy address the requirements outlined in Iowa legislation Senate File 2216. They also reflect broader, universal skills that cultivate critical thinking and responsible citizenship. They provide us the framework and knowledge to be proactive. When we accept responsibility for our actions because they have consequences for other people as well as for our personal success, we will also understand what it means to solve the problems and face the collective challenges of an increasingly diverse and interconnected world. (OECD, 2005*)

*The Definition and Selection of Key Competencies, or the DeSeCo, Project. Overview. Organization for Economic Co-operation and Development, 2005

Select a grade span from the dropdown located on the left side of the page.